Business Insurance Providers & Brokers in Ireland (2026)
Most Irish SMEs need some combination of public liability, employers liability, professional indemnity and commercial property or motor cover. Below is an informational directory of underwriters and brokers active in the Irish SME market, with the cover types each one handles. Contact providers directly, or through a broker, for quotes.
| Location | ||||
|---|---|---|---|---|
| Allianz Ireland Global insurer with Irish SME packages | underwriter | Public liability, Employers liability, Commercial property, Business interruption | ✓ | Nationwide (HQ Dublin) |
| Arachas Ireland's largest commercial insurance broker | broker | Public liability, Employers liability, Professional indemnity, Commercial property, Cyber | ✓ | Nationwide (HQ Dublin) |
| AXA Ireland Business motor and liability cover | underwriter | Commercial motor, Van insurance, Public liability, Employers liability | ✓ | Nationwide (HQ Dublin) |
| FBD Insurance Irish insurer for farms and small business | underwriter | Public liability, Employers liability, Commercial property, Commercial motor, Farm insurance | ✓ | Nationwide (HQ Dublin) |
| Zurich Ireland Commercial insurance through brokers | underwriter | Public liability, Employers liability, Professional indemnity, Commercial property, Motor fleet | ✓ | Nationwide (HQ Dublin) |
Click a column heading to sort. Prices are entry-level "from" prices gathered from public provider pages and typically exclude VAT. Confirm with the provider before buying.
Frequently asked questions
What insurance is legally required for an Irish business?
Motor insurance is compulsory for business vehicles. Employers liability is not strictly compulsory by statute but is effectively essential if you have employees. Many client contracts, leases and professional bodies also require public liability or professional indemnity cover.
Should I use a broker or go direct to an insurer?
Brokers compare cover across multiple underwriters and can be valuable for non-standard risks; direct insurers can be quicker for straightforward cover. Either way, check the firm is on the Central Bank of Ireland register before buying.
Top Irish financial services websites
Beyond the 5 providers compared above, details.ie profiles 919 Irish financial services websites, with published contact details and ranking history, read from public web archives and from the sites themselves. These are not comparison listings and are not vetted by us.
AIB
aib.ie
AIB provides personal and business banking services, including credit cards, insurance, and investment advice. The bank offers capital markets and climate capital solutions alongside private banking services. Customers can access financial planning tools and manage accounts through its digital platforms.
Bank of Ireland
bankofireland.com
Bank of Ireland Group is a financial services provider headquartered in Dublin. The institution offers personal, business, and corporate banking services, including mortgages, loans, current accounts, and credit cards. It also provides savings products, investments, pensions, and insurance.
Laya Healthcare
layahealthcare.ie
Laya Healthcare is a health insurance provider based in Cork. It offers health insurance schemes that provide access to hospitals, urgent care clinics, and consultants. Members receive benefits such as regular health checks, screenings, and online cover management.
Vhi Healthcare
vhi.ie
Vhi Healthcare provides health insurance plans tailored to individual needs in Ireland. The company also offers international health insurance, travel insurance, and dental plans. Additional products include life insurance and mortgage protection for families.
Allianz Ireland
allianz.ie
Allianz Ireland provides a website for managing insurance policies and obtaining quotes. The platform includes tools for viewing vendor details and configuring cookie consent preferences for functional, performance, and targeting services.
One4all
one4all.ie
One4all operates gift cards that can be spent with thousands of retailers. The range includes multi-store gift cards, digital gift cards sent by email or text, and chip and PIN cards. Corporate orders are available, and the brand supports spending at major high street stores.
PTSB
ptsb.ie
PTSB is a financial services provider based in Dublin. The organization offers everyday banking products including current accounts, student accounts, and overdrafts. It also provides credit cards, mortgages, personal loans, and home insurance through online and branch channels.
Bord Gáis Energy
bordgaisenergy.ie
Bord Gáis Energy supplies electricity and gas to Irish homes and businesses. It offers energy plans, including smart plans and dual fuel options, as well as services such as boiler servicing, heat pump installation, solar panels, and EV chargers. The company also provides a rewards club and account management services.
Switcher.ie
switcher.ie
Switcher.ie is a comparison website based in Dublin. It allows users to compare deals for energy, broadband, mobile, mortgages, and insurance. The platform lists prices and offers from various providers to help consumers select services.
Zurich Life
zurichlife.ie
Zurich Life Assurance plc is a life assurance company regulated by the Central Bank of Ireland, offering financial products and services such as savings, investments, and retirement planning.
EBS
ebs.ie
EBS is a financial services provider established in 1935. It offers a range of financial products and services, including savings, mortgages, investments, pensions, daily banking, and insurance. EBS operates branches nationwide and is regulated by the Central Bank of Ireland.
Irish Life
irishlifehealth.ie
Irish Life Health is a health insurance provider based in Dublin. It offers various health insurance plans with options for online quotes and discounts on selected plans. The service includes access to ExpressCare Clinics for minor injuries and illnesses, alongside standard health insurance benefits and guides.